Loan-Consolidation.com


Eligibility



Eligibility

  • Have at least two Federal Stafford Student Loans from two different lenders or have only Federal Direct Loans.
  • Have at least two Federal PLUS Loans from two different lenders or have only Federal Direct PLUS Loans.
  • Are out of school or in less than half-time attendance.
  • Are in the grace or the repayment period, and
  • Do not have another consolidation loan application pending.
  • Loan Types Eligible for Consolidation Can Include
  • Federal Subsidized and Unsubsidized Stafford Loans
  • Federal Direct Subsidized and Unsubsidized Stafford Loans
  • Federal Supplementary Loans (SLS)
  • Federal Perkins Loans
  • Federal Nursing Student Loans (NSL)
  • Health Professions Student Loans (HPSL)
  • Health Education Assistance Loans (HEAL)
  • Federal PLUS Loans
  • Federal Direct PLUS Loans
  • Subsidized and Unsubsidized Consolidated Loans (reconsolidation under certain circumstances)